Bank compliance audit program

Provided by bank technology vendor, AccuSystems. Download TicklerTrax for free. This tool is used for documenting enhanced due diligence annual or more frequently on cash intensive customers, MSB's and those with private ATM's. Pam Zbylut put Reg O in a box! By making the box fairly devoid of "regulatory gobbletygook", Pam reports it works well for the loan officers.

From AccuSystems, this is a free whitepaper coming from a study of 82 community banks. From our friends at AccuSystems, this is a free spreadsheet to track exceptions. It includes the basic logic from its exception management software made simple.

With the input of the loan balance, property value and type of property the spreadsheet calculates the minimum flood coverage required. This Non-Profit Customer Profile form allows a bank to build its initial risk profile of a non-profit customer in conformance with BSA requirements, at account opening.

This March newsletter issued by the Kansas City Branch of the FDIC includes an article about the FDIC's view of and concerns about the practice of charging fees when a consumer's deposit account has remained overdrawn for more than a prescribed number of days.

Confused by the TRID date rules? Based on the application date, when is the Loan Estimate required to be delivered, when is it considered received, how do Changed Circumstances change things, when are Closing Disclosures required and when can you close the loan? The three tabs to the worksheet are a planning calendar that indicates when audits are scheduled including the projected completion date, who the auditor will be and the date of actual completion.

The second tab is an overview of the audit results and the third tab is a compilation of violations found that are tabulated and expressed in pie chart form by type and location.

Connect with peers from over 8, financial institutions, solutions providers and access over 1, custom webinars and trainings to future-proof your business. Get answers to your questions from peers you can trust who face the same unique challenges you do every day. I even was able to make a connection with a compliance officer a mile and a half down the road. We have since been able to workshop various ideas together as we have stayed in contact through emails and in person meetings.

This has been a great resource, and it is an especially helpful tool for the community banks who traditionally do not have the same level of budgeting available as larger banks. The ability to ask questions of a group of bankers with such a broad range of areas of expertise is invaluable and has saved me many research hours over the years.

I love when someone asks a question I had not even thought about.