Others are just offering a few cards without foreign fees. In addition to cards without fees, think about getting a card with the latest technology. Maria Brusilovsky, spokeswoman for Travelex Currency Services, says chip and PIN technology is now the preferred way of making credit card and debit card transactions in Europe, and some vendors only accept chip and PIN cards.
The "chip" refers to a microchip embedded into the card to secure account information. The "PIN" refers to a personal identification number that the cardholder enters to authorize payment.
Heads up: With or without chip and PIN, alert your card company that you'll be traveling. Otherwise, it may freeze your card, thinking it's been stolen. Using your debit card at ATMs is one recommended way to get cash when traveling abroad. Fees vary by institution. Some charge a flat rate, others charge a percentage, and still others charge both, Meyers says.
To save money, keep ATM trips to a minimum. And do your homework. Stallings says if you take money out of a bank that has a relationship with your bank, you may be able to avoid some fees. Heads up: Meyers advises to call your bank before you go to ask about fee structures for ATM withdrawals. Each bank has its own fees for ATM debit card withdrawals. Prepaid cards for foreign use are becoming more widespread. For example, one major card company has started to offer prepaid cards free of the typical recurring fees.
Correspondent bank fees may apply to changes or cancellations. Want to see the full list of exchange rates? Show me. Related products. Travel Money Card. Order now. Foreign Cash. Be prepared with Foreign Cash for your next trip. Buy in branch or online. International Money Transfer. Send money to over countries using NetBank and the CommBank app. It's easy and secure. Send now. The above rates and those used in the Foreign Exchange Calculator are updated on business days and are subject to change without notice , and are indicative only.
Bankwest does not guarantee the accuracy of the rates or any calculations made using the Foreign Exchange Calculator and is not liable for any omissions, errors or inaccuracies. You should confirm the latest foreign exchange rates with Bankwest prior to making any decisions about a particular transaction.
Get started now. View Details. Go to site. Convert major foreign currencies to and from Australian dollars Available to Westpac customers only.
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